Bill joined the firm in June 2008 as a Practice Management Consultant. He has 19 years of training and coaching experience with Prudential Financial, LLC and AT&T. Before Wells Fargo Advisors, Bill was the Southern Territory Manager of Training for Prudential Financial and was responsible for the development of new Financial Advisors. He also coached all veteran advisors toward higher productivity and new product implementation.

Bill has 24 years of industry experience including 10 years of personal production which began as a Registered Representative with Equitable, Registered Corporate Coach (RCCTM), Series 6, 7, 24, 65 and 66 licensed, Assoc. of Science, Western Missouri State U., Bachelor of Science, Lindenwood University, L & H, P & C Insurance licensed, LUTCF®, The American College. Bill worked for Ozark Air Lines, Inc. for eight years after graduating from college in 1976. Even though Ozark is no longer around, he is still close to his friends who worked there. He is also a member of Sigma Phi Epsilon national fraternity and has had an annual reunion with the frat brothers for 43 consecutive years.

Bill resides in Wildwood, MO, and has lived in the St. Louis area for most of his life. Hobbies include sports, boating, and fitness. He had his dream home built in 1998 and enjoys being there and much of the summer at Lake of the Ozarks.

Carolyn began her financial services career at Wheat, First Securities (a Wells Fargo predecessor firm) in 1982. After a brief stint in a branch office, she joined the Syndicate Department in the Richmond, VA headquarters. Her experience in the Syndicate Department provided an opportunity to gain extensive knowledge of investment products and a strong understanding of the brokerage business. In 2008, Carolyn moved to St. Louis, Missouri to join the newly formed Wells Fargo Advisors Practice Management team. During her time as a Practice Management Consultant, she coached hundreds of advisors and their teams and valued building strong working relationships with her clients.

She earned the Registered Corporate CoachTM Designation in 2010.

A native of Maryland, she relocated back to the East Coast and currently resides in Baltimore.Outside of work, she enjoys spending time with family and friends. She is a fan of the Baltimore sports teams and is always on the lookout for the opportunity to travel to new places.

Jermal is a solution driven business strategist who helps his clients focus on their goals and execute. Jermal believes by helping clients identify business priorities and focus resources, clients can improve business operations and achieve their goals with greater efficiency. Jermal has over two decades of experience, helping clients become more focused and effective in the execution of their business. As an attorney, Jermal practiced general business/corporate law helping clients build their businesses. Jermal joined Wells Fargo Advisors in 2012, focusing on helping advisors build better businesses by implementing effective business and client management strategies helping hundreds of advisors and their teams increase productivity, client engagement and their bottom line. In 2018, Jermal served as the Chief Strategy Officer of a community bank integrating new business and systematic client engagement strategies into community banking. In addition to providing coaching services, he also serves as the Chief Administrative Officer and General Counsel for his family’s company and is a consultant and business advisor to variety of startups and small businesses.

Jermal earned a B.S. in Psychology from Xavier University of Louisiana and his Juris Doctorate from Washington University School of Law. He held the General Series 7 and Series 66 licenses, is a Registered Corporate Coach (RCCTM), and completed the Applied Behavioral Finance Certificate through the Investment & Wealth Institute

Jermal lives in St. Louis, Missouri with his wife, Rachel, and their daughter Avery and son Leo. Jermal serves as a Director on the Industrial Development Board for the City of St. Louis and the Planned Giving Committee with the St. Louis Art Museum. He enjoys spending time with his family, reading, and fitness.

Terri Kallsen of Rise Growth is an award-winning high growth wealth management executive. Prior to Rise Growth, Terri was the COO of Wealth Enhancement Group and former EVP of Investor Services at Charles Schwab --where she led 7,000 employees and $1.6T in AUM. Previously, Terri was an SVP of Wealth Management at USAA, where she led key enterprise strategies providing high-net-worth members with financial planning, risk management, asset accumulation, retirement income distribution and estate planning. Terri is a University of Chicago Booth School of business graduate, and she currently serves on the CFP National Board of Directors among several other FS/FinTech boards that are complementary.

Prior experience includes CEO, Wells Fargo Advisors; President of both the Private Client Group and Wealth Brokerage Services at Wells Fargo Advisors; and MD and Head of Private Banking & Investment Group at Merrill Lynch.

Tony Leal has worked at Envestnet MoneyGuide since its inception in 1997. As President, Tony focused on overall growth strategy, execution, and operations. He also had technical and management responsibility for the development of the MoneyGuide systems, enterprise customer satisfaction, and was the system architect for all integrations and customized versions of their products. In January 2023, Tony transitioned to a consultant role as Advisor to Envestnet WealthTech. He is focused on overall strategy for WealthTech products across the Envestnet ecosystem. With over 35 years of experience, Tony has played a pivotal role in designing and implementing computer systems for client companies, and he has spent the last 25 years designing, developing, and supporting software systems in the financial services industry. Tony earned a B.S. in Computer Science and Information Systems from Appalachian State University in Boone, NC

Bob joined Wheat First, a Wells Fargo legacy company, in 1992. From 1992 through 2021 he held a variety of leadership positions, including Group Chief Compliance Officer, Chief Governance Officer, Chief Administrative Officer, Chief Compliance Officer, regional director of the Private Client Group, and assistant General Counsel. Bob also served as group risk officer for Wells’ Wealth Investment Management and was responsible for the execution of the enterprise regulatory compliance risk management program in WIM, prior to his role as WIM Control executive. Prior to joining Wells Fargo, Bob served as a special assistant U.S. Attorney for the Southern District of New York on the Securities and Commodities Fraud Task Force. He also worked three years as senior counsel for the Securities and Exchange Commission’s Division of Enforcement.

Pete has over 35 years of experience in the Financial Services Industry. He served as the Head of Operations for Wachovia Securities, responsible for the clearing and custody of $1.4 trillion AUM and a staff of 2000+ associates globally. During that time, Pete headed the largest, retail Books and Records conversion of the time. Pete moved on to utilize his platform knowledge in support of Wells’ Clearing arm in Client Relationship, while aiding the business development team. Pete moved on to serve his numerous industry relationships consulting them on strategic, platform initiatives at Oyster Consulting LLC.; where he later created the Strategic Planning and Execution Practice. His practice currently focuses on Strategic Planning, Platform Consulting, and Negotiation (Clearing and Acquisition). Pete has a proven track record in platform design for financial services firms (Brokerage, RIA, Banking, Insurance, and third-party providers). Through his years in the business, Pete’s success is driven through connecting the relationships he developed and fostered to market opportunities.

Prior experience includes leading branch team performance nationally for Edward Jones. Randy started his career as a Financial Advisor and grew into regional leader with over 1,200 branch teams. He then moved into home office as a Principal and focused on Client Strategies and Client Transitions before leading Branch Team Performance responsible for the strategic direction, training, coaching, and motivation to drive performance across 19,000 Financial Advisors.